| Requirement Info | |
| 2 | Special Notice of Information Practice form required with all applications. I573-NWB-151 R10-17 |
| 3 | Spouse app that is BOTH SI (over MGI offer) AND OVER $50,000 requires dependent acknowledgement and authorization form. |
| 13 | Premium Rate Factor cannot be changed. See State Reference Chart for Factor. |
| 21 | OR-Issue age limited to age 69 for EE and SP for TUL and TGUL for policies and increases effective 1/1/20+. TGUL not allowed on new policies. |
| 40 | OR - Accelerated Death Benefit rider (ABR) and Accidental Death Benefit rider (ADB) are not available. Death Benefit Option B not available. |
| 44 | CTR and Child UL age limit max is through the age of 22. 23 can apply for Standard UL via paper app. |
| 45 | OR - Loss of Work rider requires Underwriting Dept. approval prior to quoting benefit |