| Requirement Info | |
| 2 | Special Notice of Information Practice form required with all applications. I573-NWB-151 R10-17 |
| 3 | Spouse app that is BOTH SI (over MGI offer) AND OVER $50,000 requires dependent acknowledgement and authorization form. |
| 25 | SD - the Life Ins. Buyers Guide and Illustration provided at time of issue can be substituted for the required Policy Summary. |
| 37 | SD - HH/LTC coverage Pre-Existing is only during first 6 months - not just for a condition that begins during the first 6 months |
| 44 | CTR and Child UL age limit max is through the age of 22. 23 can apply for Standard UL via paper app. |