| Requirement Info | |
| 2 | Special Notice of Information Practice form required with all applications. I573-NWB-151 R10-17 |
| 3 | Spouse app that is BOTH SI (over MGI offer) AND OVER $50,000 requires dependent acknowledgement and authorization form. |
| 15 | CT, NY, TX and UT require ABR Disclosures at time of application for new issue plans - NO SIGNATURE REQUIRED. |
| 19 | CO, CT, MN, TX, VT, WA- The BRR (Benefit Restoration Rider) should be referred to as Additional Term Life Insurance Rider |
| 44 | CTR and Child UL age limit max is through the age of 22. 23 can apply for Standard UL via paper app. |